Komgo blockchain

Terms were not disclosed, but we also have a revealing update on komgo’s funding. Investors and shareholders of the company include Citi, ING, Credit Agricole CIB, BNP Paribas, Societe Generale, ABN Amro, Macquarie, MUFG, Natixis, Rabobank, Gunvor, Mercuria, Koch, Shell, Total Trading, SGS, ConsenSys, and In 2018, 15 shareholders of the world’s largest global banks, trading companies, and oil giants launched komgo, a global network for parties to transact peer to peer on the Ethereum blockchain. , Credit Suisse Group AG, ING, MUFG, Natixis SA, SMBC and Souleïma Baddi), a fintech company which has developed “komgo”, a trade finance platform that utilizes blockchain technology. Sep 26, 2019 · Share. The platform has been privately launched with BP, Equinor, Shell, Gunvor and Mercuria as users, for BFOET (Brent, Forties, Oseberg, Ekofisk and Troll) crude oil trade only. DFI Retail Group chose Komgo to streamline Trade Finance processes and is experiencing a tangible ROI. Nov 6, 2018 · komgo’s full launch comes as two other blockchain trade ventures – we. Citi is one of the leading global banks utilizing digitization and emerging technologies to help move the industry forward. 9M over 6 rounds from 9 investors. One of its products is a Know Your Customer (KYC) compliance solution. It was a sister company to VAKT, another successful enterprise blockchain startup that has several common shareholders. Our innovative Sep 30, 2018 · The founders of Komgo try to interest more parties in the chain for this blockchain based trade finance platform, such as other banks, traders, transporters, good controllers and custom services. This new company is named Komgo and will operate autonomously by the end of 2018. KomGo SA has developed a secure platform that is part of an emerging global Oct 2, 2018 · Komgo, desarrollado en colaboración con la infraestructura y soluciones Blockchain centrada en Ethereum del grupo ConsenSys, tendrá como objetivo principal digitalizar el sector de los productos básicos. When Komgo was founded in 2018 there were four bank-backed blockchain trade finance platforms. trade and R3 Corda – move from pilot to commercial roll-out this year. Meanwhile, SGS is also part of komgo, a blockchain-based trade finance platform initially targeting the oil sector. “We can now achieve a long-term ambition to improve security and operational efficiency in the commodity Oct 27, 2022 · Komgo, a platform that digitalizes commodity trade finance workflows, is also no longer offering a blockchain-based letter of credit, citing costs and scalability challenges among the reasons. The platform offers trade finance Sep 19, 2018 · komgo SA will start with two products: “The first one will standardize and facilitate KYC process without using a central database: the exchange of documents will be executed in an encrypted way over the blockchain on a need to know basis. Sep 19, 2018 · The Komgo venture will be based in Geneva, which is home to many of the world’s best-known commodities trading companies and is one of the most important global hubs for the industry. Kaleido drastically simplifies the use of permissioned blockchain, allowing komgo to launch on time and manage its network at a fraction of the cost of bespoke blockchain networks. DNV is a VeChain investor. The deal will enable Lloyds Bank to integrate distributed ledger technology ( DLT) into its trade Jan 13, 2020 · MUFG executes blockchain letter of credit using komgo. Crypto is often criticized for its impact on the environment, but blockchain is being put to use for beneficial purposes in the energy sector. As with most trade finance blockchain initiatives, the aim […] Mar 8, 2024 · Komgo is a blockchain-based trade finance platform developed as a collaborative effort by banks and corporations, including ING, Santander, Shell, and Consensys. Launched in 2018, it’s far a joint assignment between primary global banks, trading corporations, and electricity agencies. Sep 24, 2018 · In collaboration with partners, SGS, the specialist of inspection and certification, launched a new blockchain-based platform for commodity trading in Geneva. June 10, 2024. Mar 22, 2020 · In addition to increasing its equity stake in Komgo, Citi has begun integrating its trade engine with the startup’s blockchain. Trakk, a tool developed by Komgo, allows users to stamp, trace, and authenticate digital documents. But they later rebranded it as Contour Blockchain. A more recent industry wide initiative is GATS (Global Aircraft Trading System), which aims to facilitate the “trading and financing of aircraft e. Not a standalone experiment or technology-oriented venture/pilot, but a venture where market leaders embrace the benefits of the technology and deploy it on The benefits of blockchain are increasing trust, security and transparency among member organizations by improving the traceability of data shared across a business network, plus delivering cost savings through new efficiencies. Dec 10, 2018 · Updated Sun, Dec 9, 2018, 10:41 PM. DFI Retail Group chose GlobalTrade to digitalize Trade Finance operations and has since saved time and money. SMBC was one of Feb 6, 2020 · Earlier this week, blockchain firm komgo announced it bought another commodity trade finance platform, TRAFEC. Aug 14, 2020 · On 28 April 2020, GTR’s ‘Trade finance blockchain consortia: where are we now?’ provided a useful summary of where the main players in trade finance have got to. From the start, Komgo had the most focused target market: letters of credit for the energy sector. The transaction was an oil trade between Mercuria Energy Trading and Gunvor with all three firms investors in komgo. A trade finance deal for a single commodities cargo by sea has been said to require up to 36 original Sep 25, 2019 · Indeed, the komgo platform has digitized Letters of Credit and managed transactions for North Sea oil with blockchain. Season 1, Episode 10. In a similar guise to komgo, it is. The acquired company has almost 100 corporates on the platform and was founded in 2011 by Swiss association STSA and banks. The $43 million letter of credit was processed and approved by ING Geneva for Mercuria Energy Mar 26, 2020 · This entry was posted in Blockchain & Digital Assets and tagged citi, consensys, distributed ledger technology, dlt, eth, ether, ethereum, komgo, trade finance. Jul 22, 2020 · The SMBC was driven to join the blockchain consortium after facing work disruptions caused by the coronavirus pandemic and pressure to function efficiently in the midst of a crisis. By using the security mechanisms built into the blockchain, Komgo offers an indelible record of transactions, assuring the legitimacy of items and lowering the danger of fraud. Digital trade finance solutions for corporates, traders, certification companies, warehouses and other industry stakeholders. Sep 25, 2019 · The Komgo platform relies on blockchain technology to optimize financing processes, fight fraud and increase trade efficiencies. Switzerland-based commodity trade finance platform KomGo was formed by MUFG and 14 other institutions including banks, commodity traders, energy majors, and a certification company. As co-investor and sole TIC (Testing, Inspection and Certification) representative, SGS announces the launch of komgo SA, a new Geneva-based company, grouping 15 shareholders in the commodities sector. SMBC is the third largest bank by assets in Japan. Among the co-founders of this new venture are renowned names from the banking industry such as AMRO, BNP Sep 19, 2018 · komgo will provide the financing via blockchain for all commodities and can scale itself up to new and emerging commodities. It was formerly known as the Voltron blockchain. The platform will be developed in partnership with blockchain Sep 20, 2018 · Clyde & Co will provide legal support to Komgo through its smart contracts, and blockchain consultancy Clyde Code (see Artificial Lawyer feature here) – which is an extremely nice piece of work to have if you want to be at the cutting edge of this tech and working with major clients who take blockchain very seriously. Feb 19, 2020 · But in July 2019 ING conducted its first commodity trade on Komgo, powered by the Quorum blockchain. uipment by reducing the burdens on lessees, lessors & financiers”. Dive into the reality of a Trade Finance project with them, learn about their transformation, and discover Trade finance blockchain company Komgo has closed a funding round with $29 million, a press release said on Tuesday (June 1). Jul 30, 2019 · On July 15th, Etisalat Digital announced a new nationwide blockchain trade finance platform called UAE Trade Connect (UTC). trade in 2017. Founded by Souleima Baddi in the year 2018. The objective was digitizing the trade and commodities finance sector through a blockchain Jun 30, 2023 · Santander has invested in Komgo as part of a wide-ranging partnership with the digital trade finance network. Technical Documentation For developers and integrators. Sep 15, 2020 · The blockchain technology allows stakeholders to control a deal in real time, offering the transparency that commodity trade needs. Through its blockchain platform, the international business community can share letters of credit and exchange any other documents in a fast and efficient way. So far, eight banks have signed up, but the platform is open to others. Ele está conectado a outra plataforma Ethereum ao vivo, VAKT, uma plataforma de processamento de pós-negociação baseada em blockchain para commodities. Komgo is backed by Sep 15, 2020 · However, Komgo, which is associated with ConsenSys blockchain tech, specializes in commodity trade finance and credit letters for oil. Komgo is the leading software development and technology services company transforming the trade finance industry. The first one will standardize and facilitate KYC process without using a central database: the exchange of documents will be Authenticate the origin and verify the content of any digital document. Because the documents supporting the letter of credit are authenticated and timestamped with an audit trail, it helps to mitigate fraud. The partnership will see Santander Corporate & Investment Banking contribute expertise komgo is a secured platform that aims to optimise the flow of physical commodity operations such as energy commodities. Energy markets. "Le lancement de Komgo reflète une vision commune de l'innovation et souligne la volonté de l Sep 5, 2023 · Blockchain trade finance startups. Shell has also invested in Komgo SA, a venture that seeks to digitalise the trade and commodities finance sector through the same blockchain technology infrastructure. Submit a Ticket Got an Issue? Open a support ticket. . 000 Games Sep 19, 2018 · komgo will provide the financing via blockchain for all commodities and can scale itself up to new and emerging commodities. The platform is the first blockchain-based solution for the commodity trade ecosystem. Sanne Wass explores an initiative to bring new technology to an antiquated industry. Sep 27, 2019 · Komgo leverages the core features of blockchain to increase trade efficiencies, prevent fraud, and digitize financial processes. “We are now entering a new era of simple and inclusive access to blockchain technology to advance stronger, more collaborative, business relationships previously Sep 19, 2018 · New era for trade finance. In 2019, the platform rolled out Receivables Discounting and Standby Letters of Credit Nov 29, 2018 · Vakt, a blockchain platform for commodity post-trade management, is now live with five of the world’s largest energy companies. Since its formation, komgo has received international media attention as one of the largest moves from legacy institutions into Jul 2, 2020 · Today MUFG announced it used digitized documents on the komgo blockchain trade finance network. The insurance industry has started to be disrupted by technology: AI, blockchain, and IoT. The future of trade is about harnessing innovation to transform the way business gets done. It enables secure and efficient transactions by leveraging blockchain technology for data sharing, verification, and settlement. Feb 15, 2024 · KOMGO - Blockchain-based loan management solutions for trade finance. That provided it with digital inputs in a strong niche. In both cases it acquired customer bases and it now processes $1 billion in May 19, 2024 · Komgo—Transforming Trade Finance with Blockchain. Through the komgo network banks, traders, and all other participants are able to transact off the same secure software. Lloyds Bank, a British retail and commercial bank established in 1765, has joined forces with Komgo, a firm that claims to be focused on catalyzing the global commodity trade finance network using the Ethereum smart contracts blockchain. Customer Admin Team customer. Feb 7, 2020 · MUFG has completed its first complete transaction using Trakk, a unique blockchain system that builds document audit trails to guard against fraud and falsification. Komgo provides efficiency Sep 24, 2018 · In collaboration with partners, SGS, the specialist of inspection and certification, launched a new blockchain-based platform for commodity trading in Geneva. Bookmark the permalink . Lloyds Bank has partnered with distributed ledger technology firm Komgo to launch a blockchain-based platform for its commercial banking division. In fact, about a year after its public launch in 2018, Komgo supported over $1 billion of trade and financing and added shareholders like oil company Total. The Komgo trade finance platform targets the commodities sector. Jun 27, 2024 · The Komgo platform, based on JP Morgan’s Quorum blockchain, helps tackle fraud, increase efficiency, and manage Know Your Customer (KYC) compliance in a secure and decentralised manner. Since its establishment in 2018, KomGo has worked to develop an advanced trade platform centered on commodity finance (trade finance related to oil, metals, grains, etc. It was launched in 2018 by ING, Societe Generale, ABN Amro, Shell and […] Sep 19, 2018 · SGS co-launches komgo, a new blockchain-based platform to transform commodity trade finance. This simplifies and secures the process and bring a level of scalability that was previously not possible. A blockchain-based open platform that is bringing commodity trade finance into the 21st century by optimizing financing processes and accelerating industry operations with digitized transactions and a trusted source of documents to reduce fraud. Komgo sera développée en partenariat avec ConsenSys, qui s'appuie sur la blockchain Ethereum. The platform now facilitates standby letters of credit and receivables discounting, in addition to the existing letter of credit (LC) product and KYC module. Sep 19, 2018 · Fifteen of the world’s largest institutions, including banks, trading companies, an inspection company 1 and an energy major have formed a new venture known as komgo SA, that will seek to digitalise the trade and commodities finance sector through a blockchain based open platform. io. Jun 30, 2023 · On the other side of the partnership, Komgo is an innovative FinTech company known as the world’s largest multi-bank trade finance network. It aims to optimise and digitalise the trade finance industry by leveraging blockchain and other cutting-edge technologies. 19 September 2018. The platform is owned by banks including ABN Amro Bank NV, BNP Paribas SA Citigroup Inc. Listen to this podcast on Spotify, Apple Podcasts, Podbean, Podtail, ListenNotes, TuneIn, PodChaser. Their membership brings another layer of trust to our digital network and unlocks key geographical markets for our May 4, 2022 · New Leader Crypto Casino & Sports Betting; No KYC & VPN-friendly - Open Global; Provably Fair - Fast Payout - 7/24 Support; 2 Sportsbook,70 Casino Providers, more then 10. komgo SA is a secured platform that is part of an emerging global ecosystem aiming to optimise the whole flow of physical commodity operations. We've spoken to numerous players in the sector across the globe to find out what they're working on, how they chose use cases, and what distributed ledger technologies they're using. Jan 17, 2020 · KomGo SA’s innovative blockchain platform will allow increased speed through paperless operations, efficiency through digitalization, fraud reduction through data privacy and immutability, and In 2018, ING and its trade finance partners also launched another venture that is on track to become a unicorn: Komgo, a blockchain solution for digitizing trade and commodity finance products. Both networks currently focus on Letters of Credit. It was developed in partnership with First Abu Dhabi Bank (FAB) and Avanza Innovations. The investment brought in SMBC and an unnamed global financial institution as two new shareholders, bringing the total number to twenty. ”. Since komgo’s launch, there has been nothing but positive, valuable results. Komgo’s main shareholders are from the banking, oil, and trading industries. The oil trade deal was executed by the Commodity Trade Finance branch in Geneva with a Letter of Credit issued on behalf of Mercuria Energy Trading S. Oct 1, 2020 · KomGo SA is a new venture formed in August 2018 by MUFG Bank and fourteen other top global institutions, including commodity trading and corporate companies, seeking to digitalize the commodity trade finance sector through a blockchain based open platform. Based in Switzerland, this relatively new venture says its mission is “To catalyse the commodity trade network by providing a fully decentralised, interoperable blockchain solution to act as a data exchange for the industry. trade, Marco Polo and Contour have seemingly stuck the landing and moved – or have definitive plans to move – beyond the proof of concept and pilot stages Sep 15, 2020 · Sep 15, 2020 Sberbank is the first Russian bank that joined a commodity trade finance blockchain platform, with Sberbank (Switzerland) AG, Sberbank’s Zürich-based subsidiary, signing an agreement with Komgo. Sign in to access our support documentation. Evgeny Kravchenko, Global Head of Trade Finance, Sberbank, Chairman of the Board, Sberbank (Switzerland) AG: “Commodity trade finance is a strategic business of Sberbank (Switzerland Feb 3, 2021 · The bank also participates in several consortia and pilot groups that develop transaction banking standards for the industry, and is a founding member of Komgo and other blockchain and DLT-based platforms. Blockchain for business uses a shared and immutable ledger that only members with permission can access. Jan 21, 2019 · komgo unwrapped: Financing commodity trade on blockchain. Newsroom. Souleïma Baddi, CEO of Komgo, commented: “Sberbank is an important strategic partner for Komgo. Last modified Thursday December 7, 2023. Komgo has already become the world’s largest multi-bank trade finance platform, backed by 15 of the world’s largest banking and commodity companies Jan 29, 2019 · VAKT, the London-based blockchain platform targeting post-trade for energy, has seven shareholders in common with komgo. Get help on Komgo products. Raised a total funding of $28. admin@komgo. La empresa desarrollará un sistema basado en contabilidad digital para rastrear las transacciones de productos básicos. From our Swiss roots we’ve expanded to key Jul 21, 2020 · Today, Sumitomo Mitsui Financial Group (SMBC) announced that it’s joining two blockchain trade finance consortia, komgo and Contour. All the other trade finance networks had broader target markets. Komgo’s ‘whatever it takes’ attitude is evidenced in two acquisitions so far. Support Team support@komgo. However, it’s only the first product on the platform. Along with six other major European banks, SocGen co-founded we. Komgo is a blockchain-based totally change finance platform that ambitions to streamline and revolutionize the commodity trading industry . Several of these banks are members of the R3 consortium. It is set to open to the wider market May 12, 2019 · TFG exclusive podcast with komgo, we heard from CEO Souleïma Baddi talking about bringing blockchain and distributed ledger technology to commodity finance. Turning to the blockchain technology, the developers of the platform expect that Jan 22, 2022 · The komgo platform incorporates Kaleido, the leading fully-managed enterprise blockchain-as-a-service provider. Komgo investors are: ABN […] Nov 8, 2021 · Fraud continues to be at the forefront of commodity lenders’ key concerns when extending credit. By using the blockchain to verify a commodity's provenance, quality, and ownership history, businesses can reduce the danger of fake goods entering the supply chain. Abu Dhabi National Oil Company (ADNOC) has partnered with IBM to pilot blockchain-based transaction management for its commodities right from the oil wells Mar 11, 2020 · Citigroup's Global Head of Commodity Trade Finance, Kris Van Broekhoven, has revealed how banks are using blockchain technology to modernise the commodity trading market. MUFG executed a letter of credit in London for commodity trader Mercuria. Jun 25, 2019 · The komgo blockchain platform for commodity trade finance has released two new products, with more functionalities scheduled to go live next month. The founding shareholders created a separate company for trade finance so that komgo can additionally target other commodities such as agribusiness and metals. Kaynak The ability to authenticate a document, using blockchain technology, thereby ensuring the origin of the document Trakk - Powered by Komgo With unique experience in the banking and trading ecosystem, Komgo has developed Trakk to support commodity supply chain transactions. So, well done to Clyde Sep 19, 2018 · The komgo blockchain platform is being developed in association with ConsenSys and hence will use Ethereum’s technology. ) utilizing blockchain technology, with the Dec 14, 2023 · Komgo is a blockchain platform that focuses on digitizing and streamlining trade finance processes in commodity trading. Sep 19, 2018 · The core development team supporting komgo is responsible for two reportedly successful blockchain based proofs-of-concept (PoC) that have been tested for energy and soft commodities trading Jan 10, 2019 · GTR – komgo, a new blockchain-based platform backed by some of the world’s largest commodity trade finance banks, is now live. KomGo SA is a new venture formed in August 2018 by MUFG Bank and fourteen other top global institutions, including commodity trading and corporate companies, seeking to digitalise the commodity trade finance sector through a blockchain based open platform. . “Komgo helps to speed up turnaround times, improve data Sep 19, 2018 · In an attempt to transform the global commodities trade finance sector, 15 big conglomerates from different industrial sectors have together launched a blockchain-based open platform called Kogmo SA. Souleïma Baddi, Chief Executive Officer of komgo SA, said: “The launch of komgo SA highlights a shared vision for industry innovation and Jan 21, 2020 · KomGo SA was founded in 2018 by a number of leading global institutions including ABN AMRO, BNP Paribas, Citi, Crédit Agricole Group, Gunvor, ING, Koch Supply & Trading, Macquarie, Mercuria, MUFG Bank, Natixis, Rabobank, Shell, SGS, and Societe Generale. The Contour’s Beta network is Oct 8, 2018 · komgo will build a global blockchain-based trade financing platform. Trade Innovation. Dec 30, 2018 · VAKT, a blockchain-based commodity trading platform backed by BP, Shell, Mercuria, ING, and Societe Generale, is now fully operational. Nov 1, 2023 · Komgo was the sister firm to the oil blockchain network Vakt. Sep 25, 2018 · komgo’s initial offerings. Komgo is a blockchain-based Jan 12, 2022 · Swiss-headquartered Komgo announced today that it has acquired Canadian GlobalTrade Corporation (GTC). The platform is backed by 15 bank and commodities investors, which Sep 17, 2019 · DNV GL launched “My Story” built on the VeChain blockchain for brands to record and evidence sustainability and quality by logging proof of a product’s supply chain and origins. Since its launch, komgo has surpassed $1B USD of financing on the platform and reduced the time to issue a digital letter of credit from an average of 10 days to 1 hour. A. KomGo SA has developed a secure platform that is part of an emerging global ecosystem Sep 25, 2018 · The founders of Komgo try to interest more parties in the chain for this blockchain based trade finance platform, such as other banks, traders, transporters, good controllers and custom services. This allows for interoperability between VAKT & Komgo and brings trading operations and trade finance closer together and into a fully digitalized ecosystem. This new company is named Komgo and will operate autonomously by the end of 2018. komgo is a live commodity trade finance digitization tool built on the Quorum blockchain infrastructure. “ komgo, we. led by KomGo SA*. “The initiative komgo marks a new era in blockchain technology. Dec 1, 2022 · Jointly Komgo and GTC provide trade finance digitalisation solutions to over 120 multinational clients and their 11,000+ subsidiaries, connecting them to their financial institutions and trade Sep 21, 2018 · "The launch of komgo SA highlights a shared vision for industry innovation and underlines the ongoing commitment among members to build a truly open and more efficient network within commodity trading," said Souleïma Baddi, Chief Executive Officer of komgo SA. The need for more May 20, 2019 · Komgo. Tedious paper documents and trails have plagued the commodity trader and financier for centuries. komgo, which went live in December, aims to digitise Sep 25, 2019 · The lender announced that Komgo’s platform would use distributed ledger technology (DLT) to enable quicker international commodity trade finance. Sep 21, 2018 · 2017 yılında BNP, Commerzbank ve ING’nin girişimiyle hayata geçen Blockchain tabanlı Marco Polo’nun başarısının Komgo gibi pek çok girişime ön ayak olması bekleniyor. Nov 2, 2020 · komgo is a live, fully decentralized commodity trade finance network built on the Quorum blockchain infrastructure. A plataforma komgo possui um sistema proprietário de transferência de documentos chamado Kite, que permite uma transferência segura sem revelar o conteúdo ao komgo. Mar 31, 2019 · Put simply, komgo is the first blockchain/DLT-based platform for the financial trade of commodities. Not finding the help you need?Get in touch. Aug 16, 2019 · ING has successfully executed its first commodity transaction on Komgo, the blockchain-based platform that transmits commodity transactions in a secure environment. It sets itself apart from other consortiums by focusing on commodities and having support from some of the largest firms in the sector; not just banks. Jointly Komgo and GTC provide trade finance digitalisation solutions to over 120 multinational clients and their 11,000+ subsidiaries, connecting them to their financial institutions and trade service providers on a global basis. komgo is a platform that digitises and streamlines trade and commodity finance. appeal of blockchain for its ability to store the history of a part. Sep 19, 2018 · SGS co-launches komgo, a new blockchain-based platform to transform commodity trade finance. komgo SA will start with two products, expected to launch before year end. The platform will be developed in partnership with blockchain Feb 9, 2020 · Contour blockchain is a Corda backed open industry platform for creating, exchanging, approving, and issuing the letter of credit. komgo will start with two products, expected to launch before the end of 2018: the first will standardise and facilitate KYC process without using a central database (exchanges of documents will execute via encryption over the blockchain on a need to know basis) the second involves digital letters of credit. While open account trade finance gained market share for many years, there was a turnaround in 2019 that saw a 6% growth in documentary trade finance revenues, which include Letters of Credit (LC), according […] Jun 1, 2021 · Trade finance blockchain joint venture Komgo raised CHF 26 million ($29 million) in its third round of funding. The biggest hole in komgo, however, is the absence of the three commodities traders that account for perhaps the biggest fraction of the industry, namely Glencore, Trafigura and Vitol. Through blockchain technology, Komgo increases visibility by connecting to third-party providers, supplying real-time data and generating a comprehensive view of the company’s trading book and the collateral supporting their credit facility. The round featured both new and existing investors. Our innovative solutions empower Treasury, Credit, and Trade Finance teams, streamlining communications and strengthening operational capacity for over 10,000 enterprise users worldwide. Having seen many proofs of concept and pilots, the trade commodity finance industry is ready for action with the launch of komgo, a blockchain-based venture that will transform the sector. Alerts See our latest alerts. Figure 1 demonstrates the commodity trade finance’s paper-based system. Komgo | 10,025 followers on LinkedIn. Powering Trade Networks | Komgo is the leading software development and technology services company transforming the trade finance industry. ey sw pl yr ey gx sa qs uj kg